Are you a part of the SSI or SSDI programs — short for the Supplemental Security Income or Social Security Disability Insurance? If so, you should have automatically received the according to the IRS. Those will likely stay the same for a of up to , which could potentially get approved by the end of February. Here’s the as we know it.,
However, some questions about the first two checks may remain. What do you do if you never received all or part of youror , for ? What happens if the money for your eligible is missing? It’s time to start thinking about what you need to do to — .
We’ve got everything you need to know if, and will also answer important questions about stimulus checks through the SSDI and SSI lens, including and delivery. In addition, here’s how you can start estimating how much and how . This story was updated with new information.
SSI, SSDI and third stimulus check eligibility: What you should know
While the details are still being finalized, it seems likely that people who receive SSI and SSDI will once again automatically qualify to receive a third stimulus check for $1,400, as they did for the first and second round of payments. For the first two rounds, those individuals were eligible so long as they had a Social Security number and weren’ton someone else’s tax return, and so long as their household income did not exceed the threshold set ($75,000 single, $112,500 head of household, $150,000 married).
However, President Joe Biden’s, including and . It would also increase the amount allotted for those dependents to . Congress is also debating — it’s possible that the income threshold will lower, so , while others could get less, or none at all.
Those receiving Railroad Retirement and Veterans Affairs benefits also should automatically qualify for a payment, as they did in the first and second round.
Why didn’t my first or second payment ever arrive?
According to the IRS, people who receive Social Security retirement, SSDI, Railroad Retirement benefits and Supplemental Security Income as well as Veterans Affairs beneficiaries were automatically eligible for both payments so far. With the first check, it’s possible you for or to pay a specific kind of creditor, but the rules changed with a second check. However, an .
What should I do if my first or second stimulus check is missing?
If you receive SSI or SSDI but still haven’t gotten a stimulus check either round — and the first one, especially — the IRS may still need more information about your eligibility. To receive your money now, you’ll need to claim the additional amount, using the . Even , you will have to do so to get those funds.
Also, if you registered with the Non-Filers tool by Nov. 21, 2020, the IRS says you should’ve received the payment by now, specifically in December 2020. If you missed the Nov. 21 cutoff, the IRS says you canwhen you . Here’s what we know about how to — and the first, if it’s missing.
In some cases — like if you received a letter from the IRS confirming that your payment was sent, but never actually got the money — you may need to.
What should I do if I haven’t filed a tax return in the last few years?
If you receive federal benefits, including SSI and SSDI, as your only form of income, youin 2018 or 2019. Under the CARES Act, you were still , and should’ve received one automatically (no need to file a simple tax return, as the IRS had originally said).
How will my stimulus money get delivered to me?
Most SSI and SSDI recipients didn’t receive their first payments via their Direct Express card, though this is usually what the government uses to distribute federal benefits. Instead, the payment arrived through a non-Direct Express bank account or as a paper check if you didn’t have your bank account information on file with the IRS.
For the second round of payments, the IRS said on its website that SSI and SSDI recipients should have gotten their stimulus check money the same way they received their first stimulus checks, possibly faster, as the IRS already has the payment system set up. For those who received the first round of payments via Direct Express, they should have received the second payment the same way, the IRS said. It’s likely that the same will be true of a third check, if one is sent out (here’s).
If you receive SSI but not Social Security benefits, and did not file for taxes in 2019, the IRS will automatically send your payment the same way you normally receive your SSI benefits, such as by , Direct Express card or .
Are my children eligible for a stimulus check?
For the second stimulus check, as long as your children were, they would contribute $600 toward the final total of your household’s second stimulus check. You can use our to figure your family’s total estimate.
Under the CARES Act, qualified people with dependents age 16 or younger were eligible for up to $500 per child dependent, but not everyone.
Thewould make dependents of all ages eligible for up to $1,400 that would apply to the household’s total payment, not just children under 17. That would include and college-age children as well.
Here’s who the IRS counts as an.
Will I get a catch-up payment for my dependents?
If you used the IRS’ Non-Filers tool from May 5 through Aug. 15 of 2020, the IRS should’ve automatically issued the catch-up payment for your dependents in October 2020. If you received your, you should’ve gotten the catch-up payment the same way. Others would’ve received it in the mail.
If you filed for your missing dependent money by Nov. 21, the payment should’ve arrived by the end of 2020 in the same way you received your first payment (likely direct deposit or by mail). If you missed the deadline, your check will be included.
To check the status of your or your dependent’s payment,.
What if I receive SSI or SSDI benefits but live outside the US?
If you’re a Social Security beneficiary with a foreign address whose monthly benefit is deposited into a foreign bank account, you’ll receive your stimulus payment as a check in the mail. (The IRS isn’t meant to deposit money into foreign banks.) The IRS planned to start sending the first raft of checks to those recipients at the end of July 2020. If you live abroad but receive your monthly benefits through a US bank, you should’ve received your first payment by direct deposit to that account by the end of July as well. It isn’t clear what will happen to this group with the second check, but if it wasn’t distributed by Jan. 15, it will have to be claimed as part of a tax return. Find out .