Figuring out the eligibility rules for the once again called for a $1,400 per person raise over the $600 maximum set aside for the , bringing . As the final days of this 116th session of Congress wind down as 2020 ends, this task could be hard to accomplish.wouldn’t be easy even if the passed by Congress this week weren’t on the by President Donald Trump. On Christmas Day, the president
If the amount in a second direct payment shifts from $600 to $2,000, that could change a qualification in a roundabout, but profoundly important way. And if a bill does pass one way or another — and none of the other requirements change — we have a good idea how eligibility is different in thecompared to the first.
In fact, we created a for you chart below to show which groups of people may qualify for a $600, if Trump sign the bill as it currently stands. (Here’s who .) You can try out our to estimate the amount you might get, and read on for all the eligibility rules we know about and how they’ll affect the size of your . We update this story often.
A second stimulus check brings some new income limits
Ifis signed into law as is, the income limits for the $600 second check will stick closely to the first, with a few adjustments. As with the first direct payment under the , the income limits are based on your .
In one change for the $600 check, Congress decided to just use your 2019 AGI to determine if you qualify for a stimulus check, assuming you meet all the other requirements — not your AGI from 2018. (More below for people who don’t normally file taxes.)
Here are the income limits for the. The first figure below represents the lower income limit to receive the full amount. Above that figure, your check amount would decrease on a sliding scale the higher your AGI, until it hits the second figure, which is the most you can make before you’re disqualified. Check out to get an estimate for your specific situation. These income limits do not count qualified children.
$600 second stimulus check income limits
|AGI to receive full amount||AGI to phase out of payment||Down from|
|Single tax filer||Under $75,000||$87,000||$99,000|
|Head of a household||Under $112,500||$124,500||$146,000|
|Married, filing jointly||Under $150,00||$174,000||$198,000|
Adults and their kids could get $600 each in a second stimulus payment
With the, each eligible adult would get up to $600, decreasing as income raises (more on this above) and each — age 16 and younger — would also qualify for a $600 payment. There is no cap on how many children you can claim for a payment.
As with the first stimulus check, children age 17 and above and 13.5 million adult dependents from contributing to the household total, according to the People’s Policy Project.will not be eligible for the $600 dependent payout. This excludes roughly
Who could qualify for a second stimulus check
|Qualifying group||Covered in final bill|
|Individuals||An AGI of less than $87,000|
|Head of household||An AGI of less than $124,500|
|Couple filing jointly||An AGI less than $174,000|
|Children under 17 years old||$600 apiece, no limit on number of children|
|Families with noncitizen spouse||Provided they meet other qualifications|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Yes, same as CARES, with payments handled by each territory|
|SSDI and other tax nonfilers||Yes, but may require an extra step to claim (more below)|
|Incarcerated people||Initially excluded under CARES Act but now included|
|People who owe child support||Excluded under CARES, but included in bill|
|Disqualified group||Not covered in final bill|
|Non-US citizens||Qualifying “alien residents” are currently included under CARES|
|Noncitizens who pay taxes||Not included if no US citizen spouse|
This one change could be a benefit to ‘mixed-status’ families
In the $900 billion stimulus package, a US citizen who has a noncitizen spouse will be eligible for a payment as long as they have Social Security numbers. This has been referred to as a “mixed-status” household when it comes to citizenship.
In the CARES Act from March, households with a person who was not a US citizen were not eligible to receive a stimulus check, even if one spouse and a child were US citizens.
Out of luck: Noncitizens who pay taxes and aren’t married to US citizens
The CARES Act made a Social Security number a requirement for a payment. While earlier proposals would’ve expanded the eligibility to those with an ITIN instead of a Social Security number because they’re classified as, this group of people is again excluded in the final bill text.
I have unpaid child support. Would my stimulus check be garnished?
If you who owe child support won’t have their payment docked to cover past-due payments., your (the amount you owe). In the new bill, those
People who are incarcerated can receive a second stimulus payment
After months of back and forth, the IRS was ordered by a federal judge to not excluded from the new bill, which means eligibility for this group currently stands.. They are
Do taxes affect how much I get? What if I don’t usually file?
For most people,. For example, the most important factor in setting income limits is , which determines how much of the total amount you could receive, be it $600 or $1,200 for individuals and $1,200 or $2,400 for married couples (excluding children for now).
Read below for your eligibility if you don’t typically file taxes.
Information for older adults and retired people
Many, received a first stimulus check under the CARES Act, and will be eligible for a second one. For older adults and retired people, factors like , , your pension and if you’re part of the (more below) will affect if you receive a second payment.
Can I still get money if I haven’t submitted my 2019 federal tax return?
With the second payment, the IRS will use your 2019 tax returns to determine eligibility. People who weren’t required to file a federal income tax return in 2018 or 2019 may not have been required to file:under the CARES Act. And this group will qualify again. Here are reasons you might
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their payment. (If you still haven’t received a first check even though you were eligible, the IRS said you can claim it on your taxes in 2021.) who may have fallen into this category but who haven’t requested their payment. Those in this group can claim their payment on next year’s taxes.
Under the new bill, those who used the IRS the Nonfiler portal to file for the first check will also receive a second payment. We’ve reached out to the IRS and US Treasury to clarify what action, if any, these “nonfilers” will need to take.
Would I qualify for a stimulus check if I receive SSI or SSDI?
Those who are part of the Direct Express card, which the government typically uses to distribute federal benefits, but through a non-Direct Express bank account or as a . SSDI recipients can file next year to request a payment for themselves and dependents.under the CARES Act. Recipients wouldn’t receive their payments via their
Under the new bill, these recipients will again qualify to receive payments, along with Railroad Retirement Board and Veterans Administration beneficiaries.
For more, here’s what we know about the. We also have information on the chances of a . Here are the top things .