At long last, theis set to come to a vote in the House of Representatives on Sunday, bringing the nation one decisive step closer to a . If the passes in the House, followed by the Senate, it would authorize a for most of the people who received the first check. (There may be some exceptions if .)
We have a good idea when, but the reality is that, just like last time, some people will get their payments days, weeks and even months before others. For example, there are still people who are .
So how long would it take for your personalto arrive? That could depend on which payment group you’re in. We’ll explain everything we know about how the IRS schedules stimulus check delivery. This story has been updated with new information.
Read more: A? Here’s why
First checks for people with direct deposit set up
People who already have theiron file with the IRS, or who quickly provide that information when and if IRS registration opens it up again, should be in the first group to receive a stimulus check. An electronic transfer of funds is faster and more efficient than mailing a check, which is why this group largely got their first payment faster.
For the first stimulus check, the IRS took 19 days to build their online tool. On April 15, it sent the first batch of stimulus checks, and in the first week, sent roughly $80 million payments to through direct deposit. People were encouraged to continue registering for direct deposit through May 13 as a way to get their checks faster than through the mail. Some did experience or with , but on the whole, this was the speediest method.
Here are ways you can help, including what we know now about .
Social Security beneficiaries: A couple different scenarios
With the first stimulus payment, many people who receive Social Security disbursements who also had direct deposit information on file with the federal government received checks in the first week, though not always the first day.
The IRS had a separate informational section for people Direct Express card, though people in this group received their stimulus payment through a non-Direct Express bank or a paper check.. Normally, people in these groups receive their federal benefits through a
Physical stimulus checks are a wild card
With the first batch of payments, the IRS began to mail checks about a week after people with direct deposit data on file. The US Treasury can process between 5 million and 7 million paper stimulus checks a week in addition to checks for other federal programs, according to a Government Accountability Office report from June.
The IRS and Treasury said they began sending checks to, is less than $20,000, and then moving to people whose AGIs are progressively larger.
The IRS has said it sent 160 million economic impact payments in total, which means it’s taken months to distribute paper checks to every eligible recipient. In fact, the IRS is wrapping up its distribution this month. Anyone who didn’t get a full or partial payment will .
Mailed EIP cards: A lower priority?
are prepaid Visa cards the IRS mailed to about 4 million people starting in mid-May. If the IRS follows the same payment priority order, this group could begin to see their payment start to arrive a month after the first direct deposit transfers take place.
As with paper checks, the IRS would be able to process 5 to 7 million EIP cards a week. The payments arrived in unmarked envelopes, making it difficult for the recipient to identify, but also making it less likely to be stolen through mail fraud. It’s unclear if the IRS would keep the same delivery schedule for EIP cards with a second stimulus check.
Folks with more complicated situations
This category includes people who received a check after June, still haven’t received their full stimulus payment or who.
Direct payments will conclude at the end of December. Here’s what could befor some people and to report a missing, lost or stolen check. from the IRS, called a Recovery Rebate Credit, in tax season 2021.
What to do if you haven’t received your full payment from the first check
It isn’t always clear how much money the IRS might owe you in the event of an error. We suggest starting with ourand this introduction to . If the numbers seem lower than they should be, you might want to investigate further.
See if any of these situations could apply to you: Are you, or ? Are you a tax (including and people who )?
If you’re aand didn’t receive a check as expected, you may also need to read up on the rules. And a new court ruling has made it possible for millions of to get a check, even after the IRS changed its interpretation to exclude this group.
Depending on which group you’re in, we’ve also mapped out some speculative dates for.